HDB Financial Unlisted Shares

₹ 1280

HDB Financial Unlisted Shares Prices

HDB Financial Unlisted Shares Description

HDB Financial Services Ltd (HDBFS) is a leading non-banking finance company in India, started in 2007 and owned by HDFC Bank. Headquartered in Mumbai, it offers various loans like personal, business, gold, vehicle, and property loans through over 1,680 branches across India. In 2024-25, HDBFS earned ₹16,300 crore in revenue and ₹2,175 crore in profit. Its total loan book reached ₹98,620 crore. The company holds top credit ratings, showing strong financial health. To meet regulatory rules, HDBFS filed for an IPO in 2024 to raise ₹12,500 crore. It’s also recognized as one of India’s best workplaces in the finance sector.

HDB Financial Unlisted Shares Key Ratios

Earning Per Share 31.08

No. Of Shares 79,57,82,945

Market Cap ₹ 101,860.22 Cr

PE Ratio 41.18

ISIN INE756I01012

Available On CDSL & NSDL

Face Value 10

Debt/Equity Ratio 5.81

ROA 3.03%

ROE 19.55%

Net Interest Margin 7.85%

Average Yield 13.92%

Avg Borrowing Cost 7.53%

Gross NPA 1.90%

Net NPA 0.63%

HDB Financial Unlisted Shares Information

(Rs. in crores)

Particulars	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20
Interest Income	11,156.72	8,927.78	8,362.97	8,487.88	8,233.47
Other Operating Income	3,014.41	3,475.10	2,943.33	2,456.90	2,523.00
Total Income	14,171.13	12,402.88	11,306.30	10,944.78	10,756.47
Finance Costs	4,864.32	3,511.93	3,325.50	3,882.93	4,081.42
Employee Benefits Expenses	3,850.75	4,057.57	3,500.41	2,955.60	3,195.57
Depreciation	145.14	111.84	98.94	107.79	109.66
Other Expenses	2,006.24	2,094.14	3,033.88	3,497.76	1,905.34
Total Expenses	10,866.45	9,775.48	9,958.73	10,444.08	9,291.99
Profit Before Tax	3,304.68	2,627.40	1,347.57	500.70	1,464.48
Tax Expense	843.83	668.05	336.16	109.24	459.63
Profit after Tax	2,460.85	1,959.35	1,011.41	391.46	1,004.85

(Rs. in crores)

Particulars	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20
Share Capital	793.08	791.40	790.44	789.19	787.58
Other Equity	12,949.64	10,645.56	8,749.29	7,657.05	7,230.22
Total Equity	13,742.72	11,436.96	9,539.73	8,446.24	8,017.80
Payables	509.00	291.84	246.91	334.26	150.00
Debt Securities	34,851.12	27,096.41	25,332.31	23,802.07	22,593.38
Borrowings	33,831.37	24,227.79	19,501.71	22,569.06	23,580.16
Subordinated Liabilities	5,648.17	3,541.10	4,139.05	3,987.61	3,630.55
Other Financial Liabilities	2,960.04	2,778.44	2,708.72	2,887.66	2,254.38
Total Financial Liabilities	77,799.70	57,935.58	51,928.70	53,580.66	52,208.47
Net Current Tax Liabilities	58.65	41.97	59.73	173.05	74.60
Provisions	502.93	368.96	314.76	319.85	286.86
Other Non-financial Liabilities	452.50	266.91	183.02	121.26	126.75
Total Non-financial Liabilities	1,014.08	677.84	557.51	614.16	488.21
Total Equity and Liabilities	92,556.50	70,050.38	62,025.94	62,641.06	60,714.48
Loans	86,721.26	66,382.66	57,162.45	58,601.44	57,145.88
Investments	3,380.33	1,243.25	2,233.52	1,592.90	1,745.76
Derivative Financial Instruments	1.91	165.34	132.44	0.00	81.32
Receivables	124.61	65.76	141.80	117.32	181.18
Cash and Bank Balance	702.53	653.82	683.98	976.38	563.19
Other Financial Assets	39.50	34.88	32.92	249.22	118.08
Total Financial Assets	90,970.14	68,545.71	60,387.11	61,537.26	59,835.41
Tangible Assets	162.52	122.37	78.14	91.52	124.48
Intangible Assets	22.15	20.41	12.01	7.98	9.13
Net Current Tax Assets	41.29	25.11	13.34	56.91	77.42
Net Deferred Tax Assets	939.95	1,000.87	1,051.17	729.99	415.61
Other Non-financial Assets	420.45	335.91	484.17	217.40	252.43
Total Non-financial Assets	1,586.36	1,504.67	1,638.83	1,103.80	879.07
Total Assets	92,556.50	70,050.38	62,025.94	62,641.06	60,714.48