Business Overview
Onemi Technology operates the brand “Kissht” and is a technology-enabled digital lending platform in India, offering instant and personalized loan solutions through its mobile application for a wide range of consumption and business needs. The Company focuses on providing swift, accessible and customer-centric credit solutions to support users across different stages of their financial journeys. As of March 31, 2025, it had a registered user base of 53.23 million and had served 9.16 million customers, with a highly granular loan book comprising over 1.90 million active customers. The Company’s assets under management (AUM) grew significantly from ₹12,679.28 million as of March 31, 2023 to ₹40,866.38 million as of March 31, 2025, registering a strong CAGR of 79.53%, reflecting scalable growth and robust credit demand.
Objects of Issue
- Investment in subsidiary Si Creva to augment its capital base for future growth.
- General corporate purposes
Financial Performance
(Rs. in crores)
| Particulars | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|
| Revenue | 1,337.47 | 1,674.45 | 984.46 |
| PAT | 160.62 | 197.29 | 27.67 |
| Net Worth | 1,005.99 | 804.57 | 566.23 |
| Borrowings | 1,507.58 | 784.30 | 387.89 |
| Assets | 2,701.10 | 1,796.53 | 1,275.20 |
| NAV (₹) | 187.58 | 168.31 | 118.45 |
| EPS (₹) | 33.09 | 41.27 | 6.26 |
KPIs
CRAR
25.18%
GNPA
2.89%
ROE
17.74%
ROA
7.14%
Debt to Equity
1.50
- All the data pertains to FY 2024-25.
- PE, PB, and market capitalization are calculated based on the Upper Price Band.
Shareholding
Promoter
30.89%
Public
69.11%
Management
Frequently Asked Questions
What is Onemi Technology IPO?
When will Onemi Technology IPO open?
What is the GMP of Onemi Technology IPO?
What is the lot size of Onemi Technology IPO?
When is the allotment of Onemi Technology IPO?
What is the listing date of Onemi Technology IPO?
What is the subscription of Onemi Technology IPO?
What is the price band of Onemi Technology IPO?
How to check allotment status of Onemi Technology IPO?
How to apply Onemi Technology IPO in Zerodha?
- Go to Kite App → Tap on Bids → Tap on IPO
- Select the IPO → Tap on apply → Enter UPI ID
- Enter Qty and Price
- Submit the application
- Approve the UPI Mandate on your UPI app
How to apply Onemi Technology IPO in Groww?
- Go to Groww App → Stocks Section → Select IPO option
- Select the IPO you want to apply
- Enter your bid details and price
- Enter UPI ID & submit
- Approve the UPI Mandate on your UPI app
How to apply Onemi Technology IPO using ASBA?
- Log in to your bank's net banking portal.
- Navigate to the 'IPO' or 'ASBA' section.
- Select Onemi Technology IPO from the list of available IPOs.
- Enter the required details: Bid quantity, Price, DP ID & Client ID, etc
- Submit the application.
- Money will remain blocked till the refund date