Incred Holdings Unlisted Shares
ActiveIncred Holdings Limited Unlisted Shares
Current Price
Current Price
Min Lot
Qty
Price Performance
₹ 160.00
Key Fundamentals
-
-
-
-
-
-
Business Overview
Incred Holdings Limited Unlisted Shares
InCred Holdings Limited is a Mumbai-based financial services company, started in 2011. It offers loans (like personal, education, and business loans), wealth management, and investment services through its group companies—InCred Finance, InCred Capital, and InCred Money. In 2023-24, it earned ₹1,273 crore in revenue and ₹309 crore in profit, with strong financial health and a 98% loan collection rate. It became a unicorn (valued over $1 billion) in 2023 and plans to launch an IPO in 2025. The company is led by Bhupinder Singh, a former Deutsche Bank executive, and is known for its tech-driven and customer-focused approach.
Financial Performance
| Metric (₹ Cr) | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 292 | 676 | 850 |
| Net Profit | 52 | 229 | 300 |
| Particulars | Mar-22 | Mar-23 | Mar-24 | Mar-25 |
|---|---|---|---|---|
| Cash & Balances | 84.97 | 392.68 | 168.21 | 841.71 |
| Loans | 3,732.26 | 5,405.25 | 7,258.78 | 10,487.02 |
| Investments | 81.20 | 70.34 | 612.67 | 515.12 |
| Tangible & Intangible | 48.60 | 119.66 | 124.07 | 125.72 |
| Other assets | 87.62 | 690.87 | 603.89 | 530.95 |
| Total Assets | 4,034.65 | 6,678.80 | 8,767.62 | 12,500.53 |
| Equity share capital | 192.76 | 595.24 | 641.82 | 647.52 |
| Reserves | 922.43 | 1,952.56 | 2,744.96 | 3,155.75 |
| Debt securities | 1,065.24 | 1,151.90 | 969.90 | 1,776.00 |
| Borrowings | 1,750.65 | 2,712.47 | 4,047.26 | 6,582.51 |
| Other liabilities | 103.57 | 266.64 | 363.69 | 338.75 |
| Total liabilities and equity | 4,034.65 | 6,678.80 | 8,767.62 | 12,500.53 |
| Particulars | Mar-22 | Mar-23 | Mar-24 | Mar-25 |
|---|---|---|---|---|
| Cashflow from Operating Activities | -1,122.44 | -726.04 | 39.89 | -5.86 |
| Cashflow from Investing Activities | 13.22 | 393.58 | -506.73 | 25.61 |
| Cashflow from Financing Activities | 1,142.22 | 634.18 | 466.16 | 6.02 |
Shareholding
Management
Bhupinder Singh
CEO
Gaurav Maheshwari
CFO
Recent News
Frequently Asked Questions
What is the lock-in period?
6 months after listing for Pre-IPO investors.
Is the transfer safe?
Yes, 100% digital transfer to your CDSL/NSDL Demat account.
Invest in IHUS
Direct Demat Transfer
Current Rate
₹ 160
100% Safe & Secure