Business Overview
Credila Financial Services Limited is an Indian education finance provider specializing in retail education loans for students in India and abroad. It mainly funds master’s programs in STEM and MBA, along with undergraduate, diploma, professional, certificate, and executive/technical courses. As of March 31, 2025, 94.65% of its AUM was from overseas students and 5.35% from students in India. Interest on education loans contributed the majority of income, accounting for 88.14%, 91.49%, and 96.24% of total income in FY 2025, FY 2024, and FY 2023, respectively.
Objects of Issue
- Augmenting the capital base to meet the Company’s future capital requirements arising out of growth of the business and assets
Financial Performance
(Rs. in crores)
| Particulars | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|
| Revenue from Operations | 4,719.73 | 2,771.04 | 1,352.17 |
| Profit after Tax | 989.96 | 528.84 | 275.93 |
| Total income | 4,726.00 | 2,771.04 | 1,352.18 |
| Total Borrowing | 38,869.01 | 26,032.83 | 13,655.22 |
| Total Assets | 48,194.50 | 31,565.97 | 16,446.04 |
| NAV per share (in ₹) | 397.39 | 281.49 | 164.76 |
| EPS - Basic (in ₹) | 47.80 | 33.83 | 20.56 |
KPIs
1
A1
- All the data pertains to FY 2024-25.
Shareholding
Promoter
63.89%
Public
36.11%
Management
Frequently Asked Questions
What is Credila Financial Services IPO?
When will Credila Financial Services IPO open?
What is the GMP of Credila Financial Services IPO?
What is the lot size of Credila Financial Services IPO?
When is the allotment of Credila Financial Services IPO?
What is the listing date of Credila Financial Services IPO?
What is the subscription of Credila Financial Services IPO?
What is the price band of Credila Financial Services IPO?
How to check allotment status of Credila Financial Services IPO?
How to apply Credila Financial Services IPO in Zerodha?
- Go to Kite App → Tap on Bids → Tap on IPO
- Select the IPO → Tap on apply → Enter UPI ID
- Enter Qty and Price
- Submit the application
- Approve the UPI Mandate on your UPI app
How to apply Credila Financial Services IPO in Groww?
- Go to Groww App → Stocks Section → Select IPO option
- Select the IPO you want to apply
- Enter your bid details and price
- Enter UPI ID & submit
- Approve the UPI Mandate on your UPI app
How to apply Credila Financial Services IPO using ASBA?
- Log in to your bank's net banking portal.
- Navigate to the 'IPO' or 'ASBA' section.
- Select Credila Financial Services IPO from the list of available IPOs.
- Enter the required details: Bid quantity, Price, DP ID & Client ID, etc
- Submit the application.
- Money will remain blocked till the refund date