Finbud Financial Services Limited IPO

Finbud Financial Services Limited IPO

SME NSE SME 100% Book Built Offer
Closed

Price Band

₹140 - ₹142

Total Issue

₹71.68 Cr

Bid Dates

06 Nov - 10 Nov

Subscription

4.55x

Est. GMP

₹0 (0.00%)

Website RHP Check Allotment

Tentative Timetable

Open
Close
Allotment
Refunds
Credit
Listing

Business Overview

Finbud operates as a financial platform that bridges borrowers and lenders through a hybrid model integrating digital channels and agent networks. It follows a commission-based revenue structure, earning income from successful loan disbursements made by its lending partners. The company offers a diversified portfolio of financial products, including personal, home, and credit line loans for individuals, and business and working capital loans for small and medium enterprises. By leveraging technology and partnerships, it ensures tailored loan matching, flexible terms, and competitive interest rates for its customers.

Lot Info

Lot Information for Finbud IPO
Category Lots Shares Amount
Individual (Min) 2 2,000 ₹2,84,000
Individual (Max) 2 2,000 ₹2,84,000
S-HNI (Min) 3 3,000 ₹4,26,000
S-HNI (Max) 7 7,000 ₹9,94,000
B-HNI (Min) 8 8,000 ₹11,36,000
Market Maker
253000 EQ Shares

Issue Size

Total ₹71.68 Cr
Fresh Issue
₹71.68 Cr (0.50 Cr Shares)
Offer For Sale
₹0.00 (0.00 Shares)

Objects of the Issue

A1

₹B1 Cr

A2

₹B2 Cr

A3

₹B3 Cr

Grey Market Premium

GMP ₹0
Est. Price ₹142
Est. Gain 0.00%

Finbud IPO Peer Comparison

(Rs. in crores)

Finbud IPO Peer Comparison Table
Particulars Finbud My Mudra Fincorp BLS E-Services PB Fintech
Revenue from Ops (in Crs.) 223.28 80.37 519.35 4,977.21
PAT (In Crs.) 8.50 9.01 58.81 353.16
EPS - Basic 6.07 9.96 5.79 7.77
NAV per share 25.70 46.85 53.10 140.06
RONW 23.61% 16.87% 12.18% 5.49%
EBITDA 6.57% 16.83% 11.64% 2.71%
PAT Margin 3.81% 11.21% 11.32% 7.10%
Price to earning (PE) 23.39 7.79 32.99 236.08
  • All the information pertains to FY 2024-25
  • The PE ratio is calculated using the Upper Price Band for the Issuer and the closing price as of July 07, 2025 for Peers

Financial Performance

(Rs. in crores)

Financial Performance Metrics for Finbud IPO
Particulars Jul-25 Mar-25 Mar-24 Mar-23
Total Income 85.82 223.50 190.28 135.57
Profit after Tax 3.33 8.50 5.66 1.83
Net Worth 39.31 35.98 11.79 6.13
Total Borrowing 20.48 18.51 12.43 7.40
Total Assets 76.12 68.93 44.97 27.47
NAV per share (in ₹) 28.08 25.70 8.42 4.38
EPS - Basic (in ₹) 2.38 6.07 4.04 1.31

KPIs

EBITDA

6.57%

PAT

3.81%

ROE

23.61%

ROCE

32.11%

PE Ratio

23.39

PB Ratio

5.53

Mkt Cap (in Crs.)

270.50

  • All Ratios are based on Mar 25.
  • PE, PB, and Post-Issue Market Capitalization are calculated based on the upper price band.

Shareholding

Promoter

64.93%

Public

35.07%

Parth Pande 21.44%
Vivek Bhatia 22.04%
Parag Agarwa 21.45%

Management

Parag Agarwal CFO
Parth Pande WTD
Vivek Bhatia WTD

Registrar & Lead Managers

Registrar

Skyline Financial Services

Skyline Financial Services

Lead Managers (1)

SKI Capital SKI Capital

Subscription Status

Updated as on 10-Nov-2025 19:00:17 hrs

Category Sub (x) Offered Bids
QIB 4.33x 9,58,000 41,46,000
NII 8.38x 7,20,000 60,34,000
bHNI 10.63x 4,80,000 51,02,000
sHNI 3.88x 2,40,000 9,32,000
Individual Investor 2.89x 16,80,000 48,60,000
Total 4.48x 33,58,000 1,50,40,000

Frequently Asked Questions

What is Finbud IPO?
Finbud IPO is a SME IPO having an issue size of ₹71.68 Crs. Finbud IPO is priced at ₹140 - ₹142 per share. The issue opens on 06 Nov 25 and closes on 10 Nov 25.
When will Finbud IPO open?
Finbud IPO opens on 06 Nov 25 and closes on 10 Nov 25.
What is the GMP of Finbud IPO?
The estimated Grey Market Premium of Finbud IPO is ₹0 per share (0.00%).
What is the lot size of Finbud IPO?
The minimum lot size of Finbud IPO is 1000 shares & the minimum application amount is Rs. 142000.
When is the allotment of Finbud IPO?
The allotment date of Finbud IPO is 11 Nov 25.
What is the listing date of Finbud IPO?
The listing date of Finbud IPO is 13 Nov 25.
What is the subscription of Finbud IPO?
Finbud IPO is subscribed 4.55 times.
What is the price band of Finbud IPO?
Finbud IPO is priced at ₹140 - ₹142 per share.
How to check allotment status of Finbud IPO?
Click the allotment link on Finbud IPO page of IPO360.
How to apply Finbud IPO in Zerodha?
  1. Go to Kite App → Tap on Bids → Tap on IPO
  2. Select the IPO → Tap on apply → Enter UPI ID
  3. Enter Qty and Price
  4. Submit the application
  5. Approve the UPI Mandate on your UPI app
How to apply Finbud IPO in Groww?
  1. Go to Groww App → Stocks Section → Select IPO option
  2. Select the IPO you want to apply
  3. Enter your bid details and price
  4. Enter UPI ID & submit
  5. Approve the UPI Mandate on your UPI app
How to apply Finbud IPO using ASBA?
  1. Log in to your bank's net banking portal.
  2. Navigate to the 'IPO' or 'ASBA' section.
  3. Select Finbud IPO from the list of available IPOs.
  4. Enter the required details: Bid quantity, Price, DP ID & Client ID, etc
  5. Submit the application.
  6. Money will remain blocked till the refund date