Tata Capital Limited IPO

Tata Capital Limited IPO

Mainboard NSE & BSE 100% Book Built Offer
Closed

Price Band

₹310 - ₹326

Total Issue

₹15,511.87 Cr

Bid Dates

06 Oct - 08 Oct

Subscription

1.95x

Est. GMP

₹0 (0.00%)

Website RHP Check Allotment

Tentative Timetable

Open
Close
Allotment
Refunds
Credit
Listing

Business Overview

Tata Capital is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons Private Limited. Since commencing lending operations in 2007, the company has served 7.3 million customers as of June 30, 2025. Classified by the RBI as an Upper Layer NBFC, Tata Capital offers a comprehensive suite of 25+ lending products catering to salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates. In addition to lending, the company distributes third-party products such as insurance and credit cards, provides wealth management services, and acts as sponsor and investment manager to private equity funds.

Lot Info

Lot Information for Tata Capital IPO
Category Lots Shares Amount
Retail (Min) 1 46 ₹14,996
Retail (Max) 13 598 ₹1,94,948
S-HNI (Min) 14 644 ₹2,09,944
S-HNI (Max) 66 3,036 ₹9,89,736
B-HNI (Min) 67 3,082 ₹10,04,732

Category Reservation

QIB 50%
NII 15%
Ret 35%
Employee
0.12Cr EQ Shares
Shareholder
NA

Issue Size

Total ₹15,511.87 Cr
Fresh Issue
₹6,846.00 Cr (21.00 Cr Shares)
Offer For Sale
₹8,665.87 Cr (26.58 Cr Shares)

Objects of Issue

Augmentation of our Company’s Tier – I capital base to meet our Company’s future capital requirements including onward lending

Grey Market Premium

GMP ₹0
Est. Price ₹326
Est. Gain 0.00%

Tata Capital IPO Peer Comparison

(Rs. in crores)

Tata Capital IPO Peer Comparison Table
Particulars Tata Capital Bajaj Finance Shriram Finance Cholamandalam Investment L&T Finance Sundaram Finance HDB Financial
Revenue from Ops (in Crs.) 28,312.74 69,683.51 41,834.42 25,845.98 15,924.24 8,485.63 16,300.28
PAT (In Crs.) 3,664.66 16,637.82 9,761.00 4,262.70 2,643.66 1,879.44 2,175.92
EPS - Basic 9.30 26.90 50.80 50.70 10.60 170.50 27.40
NAV per share 79.50 155.60 300.30 281.50 102.50 1,187.80 198.80
RONW 11.20% 17.40% 16.80% 18.00% 10.30% 13.80% 14.60%
Net Stage 3 Loans Ratio 0.80% 0.40% 2.60% 2.40% 1.00% 0.70% 1.00%
Price to earning (PE) 35.05 37.80 12.10 31.50 23.10 26.90 28.10
CRAR 16.90% 21.90% 20.70% 19.80% 22.30% 20.40% 19.20%

Financial Performance

(Rs. in crores)

Financial Performance Metrics for Tata Capital IPO
Particulars June-25 Mar-25 Mar-24 Mar-23
Revenue from Operations 7,664.81 28,312.74 18,174.82 13,628.85
Profit after Tax 989.89 3,664.66 3,150.21 3,029.20
Net Worth 32,761.73 32,587.82 23,540.19 17,959.06
Total Borrowing 2,11,851.60 2,08,414.93 1,48,185.29 1,13,335.91
Total Assets 2,52,254.28 2,48,465.01 1,76,693.98 1,35,626.10
NAV per share (in ₹) 82.00 79.50 63.20 49.40
EPS - Basic (in ₹) 2.50 9.30 8.60 8.40

KPIs

Average Yield

12.30%

PAT

7.80%

Net Interest Margin

5.10%

ROE

12.50%

CRAR

16.60%

PE Ratio

35.05

PB Ratio

4.10

Mkt Cap (in Crs.)

1,38,382.73

  • All the data pertains to FY 2024-25.
  • PE, PB, and market capitalization are calculated based on the Upper Price Band.

Shareholding

Promoter

95.60%

Public

4.40%

Tata Sons Private Limited 88.60%
TMF Holdings 4.60%
Others 2.40%

Management

Saurabh Agrawal CEO
Rakesh Bhatia CFO

Registrar & Lead Managers

Registrar

MUFG Intime India

MUFG Intime India

Subscription Status

Updated as on 08-Oct-2025 19:00:00

Mainboard Subscription Status for Tata Capital IPO
Category Sub (x) Offered Bids
QIB 3.42 9,49,24,856 32,44,77,652
NII 1.98 7,11,93,642 14,10,67,142
bHNI 1.90 4,74,62,428 9,03,04,808
sHNI 2.14 2,37,31,214 5,07,62,334
Retail 1.10 16,61,18,498 18,21,78,400
Employee 2.92 12,00,000 35,07,454
Total 1.95 33,34,36,996 65,12,30,648

Frequently Asked Questions

What is Tata Capital IPO?
Tata Capital IPO is a Mainboard IPO having an issue size of ₹15,511.87 Crs. Tata Capital IPO is priced at ₹310 - ₹326 per share. The issue opens on 06 Oct 25 and closes on 08 Oct 25.
When will Tata Capital IPO open?
Tata Capital IPO opens on 06 Oct 25 and closes on 08 Oct 25.
What is the GMP of Tata Capital IPO?
The estimated Grey Market Premium of Tata Capital IPO is ₹0 per share (0.00%).
What is the lot size of Tata Capital IPO?
The minimum lot size of Tata Capital IPO is 46 shares & the minimum application amount is Rs. 14996.
When is the allotment of Tata Capital IPO?
The allotment date of Tata Capital IPO is 09 Oct 25.
What is the listing date of Tata Capital IPO?
The listing date of Tata Capital IPO is 13 Oct 25.
What is the subscription of Tata Capital IPO?
Tata Capital IPO is subscribed 1.95 times.
What is the price band of Tata Capital IPO?
Tata Capital IPO is priced at ₹310 - ₹326 per share.
How to check allotment status of Tata Capital IPO?
Click the allotment link on Tata Capital IPO page of IPO360.
How to apply Tata Capital IPO in Zerodha?
  1. Go to Kite App → Tap on Bids → Tap on IPO
  2. Select the IPO → Tap on apply → Enter UPI ID
  3. Enter Qty and Price
  4. Submit the application
  5. Approve the UPI Mandate on your UPI app
How to apply Tata Capital IPO in Groww?
  1. Go to Groww App → Stocks Section → Select IPO option
  2. Select the IPO you want to apply
  3. Enter your bid details and price
  4. Enter UPI ID & submit
  5. Approve the UPI Mandate on your UPI app
How to apply Tata Capital IPO using ASBA?
  1. Log in to your bank's net banking portal.
  2. Navigate to the 'IPO' or 'ASBA' section.
  3. Select Tata Capital IPO from the list of available IPOs.
  4. Enter the required details: Bid quantity, Price, DP ID & Client ID, etc
  5. Submit the application.
  6. Money will remain blocked till the refund date